Leading rookies nationwide this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 19, 2026, the top 3 include Daniel Denham (PennyMac Loan Services, LLC, NMLS #2770436), DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), and Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $12.4M | 28 | $443K |
| #2 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.9M | 18 | $663K |
| #3 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $11.2M | 37 | $302K |
| #4 | Tyron Tucker | 971931 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $10.7M | 39 | $275K |
| #5 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $10.7M | 33 | $325K |
| #6 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $10.4M | 28 | $373K |
| #7 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $9.1M | 10 | $908K |
| #8 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $8.7M | 32 | $272K |
| #9 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $8.4M | 18 | $469K |
| #10 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $6.8M | 21 | $325K |
| #11 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $6.5M | 23 | $282K |
| #12 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $6.4M | 22 | $292K |
| #13 | Dustin Putt | 2764844 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $6.3M | 15 | $421K |
| #14 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $6.2M | 23 | $269K |
| #15 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $6.0M | 23 | $262K |
| #16 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $5.9M | 22 | $268K |
| #17 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $5.8M | 16 | $360K |
| #18 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $5.5M | 16 | $342K |
| #19 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $5.4M | 17 | $320K |
| #20 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $5.0M | 12 | $414K |
| #21 | Michael Crumley | 2724736 | Synergy One Lending, Inc. | 1907235 | Englewood, CO | $4.6M | 13 | $352K |
| #22 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $3.7M | 10 | $371K |
| #23 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $3.6M | 2 | $1.8M |
| #24 | Tetyana Brown | 2689503 | HOME LENDING OF AMERICA, Inc | 391523 | Denver, CO | $3.4M | 17 | $202K |
| #25 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.4M | 11 | $312K |
| #26 | Zachary Russell | 2787649 | Flat Branch Mortgage, Inc. | 224149 | Fayetteville, AR | $3.4M | 15 | $228K |
| #27 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $3.4M | 11 | $310K |
| #28 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.4M | 8 | $422K |
| #29 | Destiny Augustus | 2607541 | Millennium Mortgage Solutions LLC | 2728304 | Baton Rouge, LA | $3.2M | 16 | $201K |
| #30 | Rachel Pepin | 2784838 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $3.2M | 17 | $189K |
| #31 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #32 | Faith Milenewicz | 2713596 | C2 Financial Corporation | 135622 | San Diego, CA | $3.1M | 5 | $615K |
| #33 | Nathan Mulder | 2771845 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $3.0M | 10 | $302K |
| #34 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $2.9M | 9 | $322K |
| #35 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.8M | 5 | $569K |
| #36 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | Blue Ash, OH | $2.8M | 7 | $395K |
| #37 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.7M | 13 | $207K |
| #38 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.7M | 9 | $297K |
| #39 | Andrew Busic | 2790491 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $2.6M | 6 | $429K |
| #40 | Jose Del Valle Figueroa | 2686066 | Paramount Residential Mortgage Group, Inc. | 75243 | Las Vegas, NV | $2.5M | 11 | $223K |
| #41 | SERGEY LOBODZINSKIY | 2811069 | midland federal savings and loan association | 446746 | Bridgeview, IL | $2.4M | 5 | $484K |
| #42 | Lilia Trejo | 2701250 | Hometown Lending Inc | 2712965 | Dallas, TX | $2.3M | 8 | $292K |
| #43 | Trevor Otto | 2790502 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $2.3M | 8 | $283K |
| #44 | Benjamin Nice | 2800182 | Arvest Bank | 403249 | Bentonville, AR | $2.2M | 3 | $744K |
| #45 | Robert Thompson | 2747606 | Coastal Haven Lending LLC | 2745211 | Panama City Beach, FL | $2.2M | 4 | $541K |
| #46 | Tito Baptista | 181179 | M Street Mortgage LLC | 2073999 | Fort Belvoir, VA | $2.0M | 4 | $512K |
| #47 | Leon Rodriguez | 2784552 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $2.0M | 6 | $333K |
| #48 | Matthew Martinez | 2780230 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.0M | 7 | $281K |
| #49 | Tera Barr | 2784823 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $2.0M | 5 | $392K |
| #50 | Henry Prochaska | 2793538 | SayGo Home Loans, LLC | 2525432 | Scottsdale, AZ | $1.9M | 6 | $316K |