Leading rookies in Texas this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 19, 2026, the top 3 include Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), Aubrei Dowdy (Public Employees Credit Union, NMLS #2815566), and Meredith Nwankwo (Olive Branch Home Loans, LLC, NMLS #2788044).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.8M | 9 | $309K |
| #2 | Aubrei Dowdy | 2815566 | Public Employees Credit Union | 568855 | Austin, TX | $431K | 8 | $54K |
| #3 | Meredith Nwankwo | 2788044 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $1.5M | 7 | $217K |
| #4 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $2.4M | 6 | $407K |
| #5 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.0M | 5 | $204K |
| #5 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.7M | 5 | $338K |
| #5 | Faith Milenewicz | 2713596 | C2 Financial Corporation | 135622 | San Diego, CA | $3.1M | 5 | $615K |
| #8 | Holly Najvar | 2776454 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $1.7M | 4 | $426K |
| #8 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $705K | 4 | $176K |
| #8 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.1M | 4 | $287K |
| #8 | Jesus Pujol | 2774381 | Clarity Lending LLC | 2527964 | Plano, TX | $1.8M | 4 | $446K |
| #8 | Sri harsha Grandhi | 2770565 | VVR LOANS INC | 2020635 | San Antonio, TX | $1.8M | 4 | $438K |
| #13 | Madeline Pirrello | 2781978 | Tomo Mortgage, LLC | 2059741 | New York, NY | $853K | 3 | $284K |
| #13 | UDUAK AMASI NKALARI | 2424801 | Mortgage Funding Solutions, LLC | 1972934 | Garland, TX | $1.3M | 3 | $449K |
| #13 | Peyton Leonard | 2789953 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $535K | 3 | $178K |
| #13 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $952K | 3 | $317K |
| #13 | Omid Golnabi | 2649181 | HOMEBOUND LOANS INCORPORATED | 1829248 | Arlington, TX | $1.7M | 3 | $568K |
| #13 | Shannon Elwell | 2804194 | East Texas Professional Credit Union | 402355 | Longview, TX | $284K | 3 | $95K |
| #13 | SHATOYA MALVEAUX | 2773507 | Loan Factory, Inc. | 320841 | San Jose, CA | $1.0M | 3 | $346K |
| #13 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.4M | 3 | $471K |
| #21 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $570K | 2 | $285K |
| #21 | Matthew Meenzhuber | 2792421 | loanDepot.com, LLC | 174457 | Irvine, CA | $229K | 2 | $115K |
| #21 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $955K | 2 | $478K |
| #21 | Bindia Sukumar | 2659517 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $873K | 2 | $437K |
| #21 | Thuy Phan | 2802211 | Texans Credit Union | 530654 | Richardson, TX | $114K | 2 | $57K |
| #21 | Mercedes Brown | 2736622 | UMortgage LLC | 1457759 | Philadelphia, PA | $368K | 2 | $184K |
| #21 | Jennifer Ferrara | 2781982 | Loan Stars LLC | 2517223 | Austin, TX | $844K | 2 | $422K |
| #21 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $317K | 2 | $158K |
| #21 | Maria Lopez Bottas | 2775391 | Direct Path Mortgage LLC | 2783717 | Coral Gables, FL | $811K | 2 | $406K |
| #21 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $592K | 2 | $296K |
| #21 | Zalkifl Zahir | 2801586 | Guidance Residential, LLC | 2908 | Houston, TX | $626K | 2 | $313K |
| #21 | DIEGO PEREZ-MARTINEZ | 2793455 | New American Funding, LLC | 6606 | Scottsdale, AZ | $761K | 2 | $380K |
| #21 | Carsyn Gilbert | 2798767 | loanDepot.com, LLC | 174457 | Chandler, AZ | $673K | 2 | $336K |
| #21 | Dustin Putt | 2764844 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $656K | 2 | $328K |
| #21 | Kenneth Roberts | 2772414 | Fairway Independent Mortgage Corporation | 2289 | Abilene, TX | $581K | 2 | $290K |
| #21 | Rachel Pepin | 2784838 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $675K | 2 | $337K |
| #21 | Aldrish Jimenez Yanez | 2791185 | loanDepot.com, LLC | 174457 | Irvine, CA | $617K | 2 | $309K |
| #21 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.2M | 2 | $601K |
| #21 | Reese Mettauer | 2792058 | American Pacific Mortgage Corporation | 1850 | Fort Worth, TX | $932K | 2 | $466K |
| #21 | Matthew Martinez | 2780230 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $766K | 2 | $383K |
| #21 | Andria Bambenek | 2705775 | loanDepot.com, LLC | 174457 | Chandler, AZ | $267K | 2 | $134K |
| #21 | Mason Sommers | 2767464 | Royal United Mortgage LLC | 13390 | Indianapolis, IN | $211K | 2 | $106K |
| #21 | Sarah Bardett | 2784024 | Education First Federal Credit Union | 407801 | Beaumont, TX | $401K | 2 | $200K |
| #21 | Julian Sanchez | 2738067 | RJ Financial Services Inc. | 222266 | San Antonio, TX | $665K | 2 | $333K |
| #21 | JEDEDIAH STINSON | 1249005 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.3M | 2 | $640K |
| #21 | Hediberto Munoz Gauna | 2748871 | Movement Mortgage, LLC | 39179 | McAllen, TX | $510K | 2 | $255K |
| #21 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $594K | 2 | $297K |
| #21 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $537K | 2 | $269K |
| #21 | Giovanny Lopez | 2760600 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $441K | 2 | $220K |
| #21 | Urusa Umatiya | 2778015 | Champions Lending LLC | 1706471 | Houston, TX | $1.5M | 2 | $726K |