Top loan officers in Montana this year, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 19, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $44.1M | 74 | $596K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $22.9M | 57 | $402K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $19.5M | 51 | $383K |
| #4 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $14.6M | 48 | $305K |
| #5 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $12.6M | 43 | $293K |
| #6 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | Great Falls, MT | $4.9M | 42 | $118K |
| #7 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $13.4M | 39 | $344K |
| #8 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $10.1M | 37 | $273K |
| #8 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $13.7M | 37 | $371K |
| #10 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $11.9M | 36 | $330K |
| #11 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $8.4M | 35 | $240K |
| #12 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $16.9M | 33 | $511K |
| #13 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $15.2M | 30 | $506K |
| #13 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $13.3M | 30 | $442K |
| #15 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $14.5M | 28 | $518K |
| #15 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $14.9M | 28 | $532K |
| #17 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $9.1M | 27 | $338K |
| #17 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $3.8M | 27 | $140K |
| #19 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $6.9M | 26 | $265K |
| #19 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $13.4M | 26 | $516K |
| #19 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $8.2M | 26 | $316K |
| #22 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $9.4M | 25 | $375K |
| #23 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $8.4M | 24 | $348K |
| #23 | Janice Lake | 240568 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $8.8M | 24 | $365K |
| #23 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $9.0M | 24 | $374K |
| #26 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $10.6M | 23 | $462K |
| #26 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $10.4M | 23 | $451K |
| #26 | Brittany Lakey | 1188177 | Whitefish Credit Union Association | 409281 | Thompson Falls, MT | $7.7M | 23 | $333K |
| #29 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $8.0M | 22 | $363K |
| #29 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $11.2M | 22 | $511K |
| #29 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $7.2M | 22 | $327K |
| #29 | Dawn Buckley | 1987137 | U.S. Bank National Association | 402761 | Helena, MT | $7.8M | 22 | $356K |
| #29 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $11.3M | 22 | $513K |
| #29 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $10.9M | 22 | $494K |
| #29 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $9.1M | 22 | $416K |
| #29 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $10.6M | 22 | $480K |
| #37 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $8.1M | 21 | $386K |
| #37 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $7.4M | 21 | $351K |
| #37 | Kevin Romanshek | 844870 | Whitefish Credit Union Association | 409281 | Whitefish, MT | $13.9M | 21 | $662K |
| #37 | Jason Hill | 582867 | Northwest Funding Group, Inc. | 101770 | Vancouver, WA | $6.2M | 21 | $295K |
| #37 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $6.8M | 21 | $323K |
| #37 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $11.4M | 21 | $541K |
| #37 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $7.2M | 21 | $342K |
| #44 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $4.1M | 20 | $204K |
| #44 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $14.7M | 20 | $734K |
| #44 | Lacie Anvik | 954154 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $10.1M | 20 | $505K |
| #44 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $10.1M | 20 | $503K |
| #44 | Kimberly Lynch | 877216 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $8.3M | 20 | $413K |
| #49 | Shandice Kerr | 1510211 | Glacier Bank | 472212 | Polson, MT | $6.1M | 19 | $322K |
| #49 | Adelina Hanson | 1941846 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $9.1M | 19 | $479K |