Biggest climbers in Montana this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 19, 2026, the top 3 include Christy Smith (Independence Bank, NMLS #813203), Stephanie Douglas (Stockman Bank of Montana, NMLS #400365), and Sandi Milohov (Guild Mortgage Company LLC, NMLS #114287).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|---|
| #1 | Christy Smith | 813203 | Independence Bank | 462921 | Havre, MT | ▲ 1675 (#1764 → #89) | $6.1M | 10 | $611K |
| #2 | Stephanie Douglas | 400365 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1599 (#1856 → #257) | $2.6M | 9 | $289K |
| #3 | Sandi Milohov | 114287 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | ▲ 1570 (#1679 → #109) | $5.2M | 3 | $1.7M |
| #4 | Andrew Mallon | 1994339 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1446 (#1878 → #432) | $1.5M | 5 | $304K |
| #5 | Matthew Silverman | 35351 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1436 (#1823 → #387) | $1.7M | 4 | $428K |
| #6 | Andrii Pygyk | 2530041 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1416 (#1907 → #491) | $1.3M | 8 | $163K |
| #7 | Jack Regar | 2133676 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1365 (#1901 → #536) | $1.2M | 2 | $587K |
| #8 | Alexis Williams | 1235492 | Guild Mortgage Company LLC | 3274 | Billings, MT | ▲ 1326 (#1940 → #614) | $1.0M | 2 | $505K |
| #9 | Christopher Rowland | 1787481 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1317 (#1740 → #423) | $1.6M | 3 | $520K |
| #10 | Michelle Fuss | 707933 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1286 (#1562 → #276) | $2.4M | 2 | $1.2M |
| #11 | Tyler Monaco | 2687027 | Stockman Bank of Montana | 440094 | Stevensville, MT | ▲ 1252 (#1416 → #164) | $4.0M | 5 | $795K |
| #12 | Christopher Bledsoe | 759421 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | ▲ 1221 (#1869 → #648) | $942K | 1 | $942K |
| #13 | Brian Nickel | 1432500 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1213 (#1876 → #663) | $917K | 2 | $459K |
| #14 | Carl Gradney | 847254 | Lakeview Loan Servicing, LLC | 391521 | Flower Mound, TX | ▲ 1202 (#1795 → #593) | $1.0M | 2 | $520K |
| #15 | Joseph Spicuzza | 32158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1195 (#1470 → #275) | $2.4M | 7 | $339K |
| #16 | Carlos Varela | 1943074 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 1195 (#1871 → #676) | $894K | 2 | $447K |
| #17 | Mahmoud Hakim | 2142305 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1193 (#1640 → #447) | $1.5M | 4 | $363K |
| #18 | Jeffrey Andrews | 7826 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | ▲ 1166 (#1854 → #688) | $860K | 2 | $430K |
| #19 | Celina Mowrey | 378964 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1163 (#1459 → #296) | $2.2M | 6 | $370K |
| #20 | Alexander Givens | 1835192 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 1158 (#1907 → #749) | $796K | 2 | $398K |
| #21 | Shane Saliba | 2239837 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 1143 (#1726 → #583) | $1.1M | 3 | $354K |
| #22 | Brian Fanelli | 32183 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 1139 (#1408 → #269) | $2.4M | 5 | $485K |
| #23 | Traci Sorensen | 1578375 | Independence Bank | 462921 | Havre, MT | ▲ 1114 (#1617 → #503) | $1.3M | 3 | $421K |
| #24 | Omar Bahour | 1411155 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1114 (#1736 → #622) | $997K | 2 | $499K |
| #25 | Dennis Giakos | 9340 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 1112 (#1878 → #766) | $775K | 4 | $194K |
| #26 | Michael Medina Fuentes | 2146690 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1105 (#1439 → #334) | $2.0M | 5 | $394K |
| #27 | Stephen Knudson | 1888241 | Village Capital & Investment LLC | 3317 | Hildale, UT | ▲ 1077 (#1497 → #420) | $1.6M | 3 | $526K |
| #28 | Jeremy Sparkman | 1855893 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1076 (#1554 → #478) | $1.3M | 5 | $268K |
| #29 | Austin Fehl | 1575667 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 1074 (#1857 → #783) | $760K | 1 | $760K |
| #30 | Kaitlyn Werk | 2632273 | Stockman Bank of Montana | 440094 | Bozeman, MT | ▲ 1064 (#1851 → #787) | $755K | 1 | $755K |
| #31 | Timothy McInerney | 1377724 | Evergreen Moneysource Mortgage Company | 3182 | Great Falls, MT | ▲ 1063 (#1454 → #391) | $1.7M | 5 | $338K |
| #32 | Kevin Lange | 902504 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1057 (#1599 → #542) | $1.2M | 3 | $388K |
| #33 | Courtney Fryling | 1282313 | Stockman Bank of Montana | 440094 | Kalispell, MT | ▲ 1051 (#1301 → #250) | $2.6M | 7 | $376K |
| #34 | James Damron | 1813512 | loanDepot.com, LLC | 174457 | Chandler, AZ | ▲ 1049 (#1619 → #570) | $1.1M | 4 | $277K |
| #35 | Grace Metropoulos | 2674533 | Glacier Bank | 472212 | Billings, MT | ▲ 1039 (#1357 → #318) | $2.0M | 13 | $157K |
| #36 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | ▲ 1002 (#1384 → #382) | $1.7M | 3 | $575K |
| #37 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | ▲ 1001 (#1325 → #324) | $2.0M | 4 | $501K |
| #38 | Nathan Cichowicz | 1650304 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 997 (#1424 → #427) | $1.5M | 1 | $1.5M |
| #39 | Sonya Helton | 1124152 | Lakeview Loan Servicing, LLC | 391521 | Henderson, NV | ▲ 981 (#1857 → #876) | $684K | 1 | $684K |
| #40 | Michelle Morley | 2487307 | Southwest Montana Community Federal Credit Union | 474374 | Anaconda, MT | ▲ 978 (#1951 → #973) | $611K | 4 | $153K |
| #41 | Hunter Locke | 2085944 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 976 (#1672 → #696) | $846K | 2 | $423K |
| #42 | Kelsey Atkins | 2143091 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 960 (#1593 → #633) | $970K | 4 | $242K |
| #43 | Eric Hayhurst | 1437126 | Citizens Alliance Bank | 791572 | Seeley Lake, MT | ▲ 957 (#1158 → #201) | $3.4M | 6 | $560K |
| #44 | Darryl Brown | 2219440 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 932 (#1868 → #936) | $639K | 2 | $319K |
| #45 | JOSHUA CHAMPNEYS | 1156263 | Empire Home Loans, Inc. | 1839243 | Plains, MT | ▲ 931 (#1149 → #218) | $3.1M | 6 | $515K |
| #46 | Katy Yost | 2357415 | FIRST STATE BANK OF FORSYTH | 402956 | Forsyth, MT | ▲ 927 (#1542 → #615) | $1.0M | 5 | $202K |
| #47 | Kyle Lummus | 1915713 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 925 (#1239 → #314) | $2.1M | 7 | $295K |
| #48 | Zachary Bachnak | 2141908 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 913 (#1785 → #872) | $689K | 1 | $689K |
| #49 | Laura Coulter | 23174 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 889 (#1803 → #914) | $658K | 3 | $219K |
| #50 | Annett Burnett | 762499 | Luminate Bank | 1281698 | Puyallup, WA | ▲ 880 (#1460 → #580) | $1.1M | 3 | $360K |